Ultimate Guide to MTN Ghana: USSD Codes, Check Own Number, Data Bundles, VAS, MoMo, Advance & Loans, APN and More

MTN Ghana is the leading telecommunications provider in Ghana, offering mobile voice, data, digital, and financial services to millions of customers. A subsidiary of MTN Group, Africa’s largest mobile network operator, MTN Ghana was launched in 2006 after acquiring Investcom LLC (which previously operated under Areeba).

Market Position & Competitive Landscape

MTN Ghana dominates the market with over 50% subscriber share, competing with Vodafone Ghana, AirtelTigo, and Glo Mobile. The company has heavily invested in 4G LTE, VoLTE (Voice over LTE), and mobile financial services (MTN Mobile Money – MoMo), making it a key player in Ghana’s digital economy.

Key Technologies & Network Coverage

• 2G (GSM): 900/1800 MHz
• 3G (UMTS/HSPA+): 2100 MHz
• 4G LTE: Bands 3 (1800 MHz), 7 (2600 MHz), 20 (800 MHz)
• VoLTE (Voice over LTE): Supported for HD calls
• 5G: Currently under rollout (limited trial phases)
• eSIM Support: Available for compatible devices
• Mobile Money (MoMo): Leading fintech service with millions of users

Recent Innovations & Launches

• MTN Ayoba: A super-app for messaging, payments, and content.
• MTN Pulse: Youth-focused tariff with discounted data and calls.
• 5G Trials: Ongoing in select areas.
• MoMo API: Enabling businesses to integrate mobile payments.

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Comprehensive List of MTN Ghana USSD Codes

1. General Service & Account Management

USSD Code	Function	Description
*123#	Main Menu	MTN Self-Service Menu (Balance, Data, Airtime, etc.)
*123*2#	Check Balance	Displays main account balance
*123*3#	Data Balance	Check remaining data bundle
*123*4#	Airtime Transfer	Transfer airtime to another MTN number
*123*5#	Buy Data Bundle	Purchase data plans
*123*6#	Voice & SMS Bundles	Buy call & SMS bundles
*123*7#	My Offers	Check personalized promotions
*123*8#	MoMo Services	Access MTN Mobile Money
*123*9#	Customer Care	Contact MTN support

2. Mobile Money (MoMo) USSD Codes

USSD Code	Function	Description
*170#	MoMo Main Menu	Access Mobile Money services
*170*2#	Check MoMo Balance	View wallet balance
*170*3#	Send Money	Transfer to another MoMo user
*170*4#	Cash Out	Withdraw money at an agent
*170*5#	Pay Bill	Pay utilities, DSTV, etc.
*170*6#	Buy Airtime	Purchase airtime via MoMo
*170*7#	Request Money	Request funds from another user
*170*8#	MoMoPay	Merchant payments
*170*9#	My Approvals	Pending transaction approvals

3. Data Bundles & Internet Services

USSD Code	Function	Description
*138#	Data Bundles Menu	View & purchase data plans
*138*1#	Daily Bundles	Buy 24-hour data plans
*138*2#	Weekly Bundles	7-day data bundles
*138*3#	Monthly Bundles	30-day data plans
*138*4#	Social Bundles	Facebook, WhatsApp, etc.
*138*5#	Night Bundles	Midnight data (12 AM – 5 AM)
*138*6#	Unlimited Plans	Unlimited data options
*138*7#	International Roaming	Data for travel

4. Voice & SMS Bundles

USSD Code	Function	Description
*135#	Voice & SMS Menu	Buy call & SMS bundles
*135*1#	On-Net Calls	MTN-to-MTN call bundles
*135*2#	All-Net Calls	Bundles for all networks
*135*3#	International Calls	Discounted int’l call bundles
*135*4#	SMS Bundles	Bulk SMS packages

5. Customer Care & Support

USSD Code	Function	Description
100	MTN Call Center	Customer service hotline
1358	WhatsApp Support	MTN WhatsApp customer care
*123*9#	USSD Help	Quick support via USSD

6. Value-Added Services (VAS)

USSD Code	Function	Description
*123*1*1#	Caller Tunes	Subscribe to caller tunes
*123*1*2#	SMS Alerts	News, sports, & entertainment
*123*1*3#	Gaming & Apps	Mobile games & apps

7. APN (Access Point Name) for Mobile Internet

• Name: MTN GH
• APN: internet
• Username: (Leave blank)
• Password: (Leave blank)
• Proxy & Port: Not required

MTN Ghana remains the telecom leader in Ghana, offering cutting-edge services from 5G trials to MoMo financial solutions. This exhaustive USSD code list ensures you maximize MTN’s services effortlessly. For further assistance, dial 100 or visit MTN Ghana’s official website.